Showing posts with label health. Show all posts
Showing posts with label health. Show all posts

4.01.2009

Brain Tips

Have you been searching for just the right brain tips, the ones that get you a raise, or fame and fortune?

A magic potion or a magic wand, or like the super villins of cartoon land, the machine which makes your skull twice as large?

Unfortunately, I have not discovered any brain tips like that either, but I have learned that the brain can be worked with, exercised, even trained, fed, and rested, to be the brain which provides the maximum level of neurons firing in tight synchrony, the kind of brain which grows new neurons, and new synapsess and dendrites because that brain receives novel challenge regularly. That is a brain tip that I can use.

The key brain tips involve awareness of recent discoveries about our brains which indicate that our brain grows new neurons (neurogenesis). Those neurons can become part of already existing circuits if we can challenge them with novel learning experiences within a certain window of opportunity.

According to what I am reading now, if the neurons are not challenged within that window, they are pruned, because the brain is an energy efficient organ, and keeps the operating system already in place nourished.

The good news is we can provide the challenge for those new neurons with novel learning experiences. Novel is the very important word.

What novel learning involves is learning a new skill, not more of the same skill. In other words, as a counselor, I cannot read another counseling text, and expect to cement those new neurons into an existing circuit. I need to learn how to play chess, play an instrument, or study a foreign language, or I need to use one of the new computer based brain fitness programs to exercise my existing circuits.

That is the kind of novel challenge which is key to neurogenesis.

Here is another brain tip. Our brains are incredibly plastic, and just love to adopt themselves to new activities.

In fact, the brain is a data seeking organ, and wants to perceive and learn, constantly.

It will respond to learning new skills by growing new dendrites on existing neurons and new synapses on existing dendrites, forming many new connections, which are the key to your super brain. The more neurons involved in a perception process, the more likely it is that our perceptions will be accurate, and the decisions we make in regard to those perceptions will most likely be effective in our lives.

So providing my brain what it needs in regards to neurogenesis and neuroplasticity are the two most important brain tips for today.



About The Author

Michael S. Logan is a brain fitness expert, counselor, a student of Chi Gong, and a licensed one on one HeartMath provider. I enjoy the spiritual, the mythological, and psychological, and I am a late life father to Shane, 10, and Hannah Marie, 4, whose brains are so amazing.

3.18.2009

What to Look For in Travel Health Insurance

This article is as a response to the plethora of articles and websites out there regarding Travel Health Insurance.

As somebody relatively new to the "insurance" field (i come from a background of life assurance and medical aid), I consider it important to understand what it is, that should be looked for in Travel Health Insurance?

Especially so, as in South Africa, many medical aids cover you for 90 days out of the country (International coverage) for medical expenses. You also get "free" travel insurance from the banks (underwritten by insurance companies) when you buy your travel ticket on your credit card.

So...my first question is "Why do I want to buy Travel Health Insurance?"

In answering that, I would say that it is because I want Certainty that if something happens to myself or my fellow travellers that requires medical treatment, that the cost is borne by my insurance.

Imagine the alternative...being 'stranded' in a strange country, not being able to speak the language and having no Travel Health Insurance!

Not hard to imagine is it?

I would probably have a heart attack from the stress.

So Advantage no. 1 is that I would buy Travel Health Insurance for CERTAINTY.

Then, I would look at the product and ask myself a few further questions:

How much cover do I need?

As the medical event/ accident would be unplanned. How could I possibly answer this, I simply do not know.

So I would want unlimited cover. And to make sure that the insurance company would pay the actual cost of my care (within acceptable reason).

After all, why are there limits on cover? Purely for the insurance company to limit its risk.

Will the insurance company arrange payment directly with the hospital/provider? If I am seriously injured, I am going to want to know that I am being taken care of, without needing to arrange everything myself.

I am at a loss even trying to negotiate with a street vendor!

Then, just in case I am going to a place where the medical care might not be of a high standard...

Will the insurer pay for me to be evacuated to a place where I can be properly cared for?

If necessary, can I be repatriated to my home country?

I also know that when I am travelling that I don't have much in the way of excess money, so I do not want a deductible on my insurance. What would happen if I couldn't pay the deductible?

I like to try different things so I don't want any restrictions on hazardous pursuits, because while I am travelling, I want to be able to enjoy myself (even if it includes a little bungy jumping, skiing or parasailing) and I Do not want to spend my time worrying about my insurance cover.

I hope that this helps when you are looking at buying Travel Health Insurance. The questions are usually answered with different priorities for different people, but it helps to consider them just the same.

Always remember to check your policy conditions and to be happy with them before you travel. However, the more conditions, the more I am put off.

Happy travelling!

Kenny Williamson began his insurance career in the commissions area at Southern Life in 1989. He then fulfilled different roles within the "Agency Field" area

In 2001, Southern Life was amalgamated with Momentum Life and Kenny stayed on to help ensure the smooth transition of the Southern Life Agency Force payroll to Momentum Life. Thereafter, he was contracted to Capital Alliance to help ensure the remainder of the Southern Life Agency force payroll was smoothly integrated there

After the stint at Capital Alliance, he went on sabbatical to Israel and spent time with Mother Nature in a Kibbutz, finishing this with an exploratory trip to Ireland. On his return to South Africa, he became a consultant with Discovery Consulting Services Peninsula, at which he excelled for three and a half years

In 2007, he left to join a brokerage and get 'closer' to the client. He now runs his website http://www.businessowner-cover.com and comments on industry issues

3.17.2009

Cheapest Medical Insurance - Steps to Qualify

You will get the most affordable rate possible for your profile if you discover and implement certain things. I'll reveal a number of you have to do if you want massive discounts that won't put you and yours at risk...

The use of tobacco in any form will increase your rates. Chewing or snuffing tobacco, for instance will cost you in higher rate.

Staying off all tobacco products will help you get less expense in health insurance.

Some persons are not poor enough to qualify for plans for low-income earner and as well have financial challenges that make traditional health insurance hard to pay fo. A discount medical card is a cheaper alternative for such people.

With these cards you get medical attention from a network of health care professionals who have agreed to render services to card carriers at reduced rates. This card is not managed by an insurance company.

It's as well a wise choice for those who may have a pre-existing ailment that will disqualify them from most health insurance carriers or make them attract prohibitive rates. This kind of card does not exclude anyone for any reason. All you are expected to do is pay a small monthly fee and you will benefit from the services of a network of health care providers at a reduced rate.

A Flexible Spending Account helps you as you search for opportunities to save. This kind of account allows you to save tax-free dollars specifically for your health needs. Any money not used could be rolled over into the subsequent year (still tax free). With this you can actually build up a reasonable amount to meet your health care needs.

What amount can you pay out of your pocket each time you see the doctor? This is known as your co-pay. Your rate will be cheaper if you choose a higher co-pay. This is seriously recommended for those who hardly go to see a doctor.

Are the limits of your policy unreasonable? What a company will spend if an insured develops cancer or other catastrophic diseases should be given due consideration. Shop for a better insure and do not just settle for it if you consider what they have as their limits are unreasonable.

In the same vein, ensure that it has a reasonable maximum amount you'll be expected to pay for medical treatments within a year. Like in the other case, start shopping for another health insurance provider if you are not satisfied.

Don't forget...

Make out some time to visit at least five insurance quotes sites that offer quotes on health insurance policies. It should take you not more than 25 minutes.

As you visit each quotes site, ensure you give the same details. Doing otherwise will return misleading quotes. When you've received your health insurance quotes, compare them to see which serves your interest best both in price and value.

Here are great pages for health insurance quotes...

InsureMe Health Insurance Quotes

Health Insurance Quotes

Chimezirim Odimba writes on insurance.

Chimezirim Chinecherem Odimba - EzineArticles Expert Author